In Bad Taste!!

OK...Please tell me some of you have seen this ad. I tried to search for it on YouTube but I couldn't find it so I'll just try to explain.. Its for an insurance company, I'm nearly sure it's FBD, and it starts with this guy sitting in his house. He obviously has a pet parrot because there is one flying around the room. Next thing is the parrot turns the knob on the cooker and the gas goes on. So the room is filling up with gas when the guy (who doesn't realise the gas is on) goes to light his lighter. Then the ad ends with the slogan "It happens, we'll be there if it happens to you." I mean seriously, how sick is that? That fella is going to die. Like the second he lights that lighter the whole place is going to explode. It's really not funny!! I don't want to sound like an old granny who complains at ads that show too much flesh but I honestly think it's in really bad taste!!